Careers
Opportunities
Do you want to make a difference and challenge yourself? If yes, then you have come to the right place. We offer a comprehensive training program with growth and development opportunities to make your time with the Mississippi Department of Banking and Consumer Finance a career, not just a job.
We offer a competitive employee benefits package including:
Employee Benefits:
- Day 1 Insurance
- Health Insurance
- Prescription Insurance
- Life Insurance
- Flexible Spending Account
- Optional Supplemental Insurance (Vision, Dental, etc.)
Paid Leave and Holidays
- Personal and Sick Leave (New state employees accrue approximately 18 personal days and 12 sick days annually.)
- 10 Legal Holidays and any other day proclaimed as a holiday by the Governor or President of the United States
- 15 Days of Paid Military Leave
Retirement
- Defined Benefit Retirement Plan (PERS)
- Deferred Compensation
Other Benefits
- Flexible Work Schedule
- Career Development & Training
- Promotional Opportunities
- Wellness Benefits
- State Employee Discount Program
- Additional Agency-Specific Benefits
All potential candidates must currently reside in or be willing to relocate to the State of Mississippi. However, this position does allow the applicant the flexibility of living anywhere in the state. Overnight travel during the week is required for all examiner positions.
Trust Bank Examiner - Mid-Career Level
This is journey level work in conducting Trust examinations and other supervisory activities focused on Trust risks of Mississippi state-chartered institutions. Duties include analyzing examination data to determine and make conclusions in examination findings, ensuring that banks are in compliance with all Trust-related laws and regulations and identifying examination risks relative to Trust activities to ensure that institutions are operating in a safe and sound manner. The examiner will also be responsible for preparing and presenting internal communications with the Board of Directors and Senior Bank Management to foster positive change within the organization. Leads, or participates in, examinations of financial institutions’ Trust programs and reviews/manages the work of assigned team members.
Mid-Career Level- Requires a bachelor’s degree and three to five years of trust related experience. Fiduciary and Investment Risk Specialist certification preferred.
Large Bank Examiner - Mid-Career Level
This experienced level work in conducting targeted reviews and other supervisory activities focused on risks of a state-chartered institution with assets greater than $10 billion. Duties include assisting the risk assessment process, development of supervisory strategies, and maintaining an informed position through ongoing analysis of financial condition, business initiatives, and prospects of the institution and affiliates. Assignments include assisting during supervisory activities, preparation of written reports summarizing findings, recommendations, and supervisory actions, and conducting, or participating in, discussions with management to communicate findings.
Qualifications include a bachelor's degree and three to five years of large bank supervision experience.
Anti-Money Laundering/ Countering the Financing of Terrorism Examiner - Mid-Career Level
This is journey level work in conducting AML/CFT examinations and other supervisory activities focused on AML/CFT risks of Mississippi state-chartered institutions. Duties include responsibility for analyzing examination data to determine and make conclusions in examination findings. Needs to be, or willing to become, fluent in AML/CFT related laws and regulations and able to clearly identify examination risks relative to AML/CFT activities to ensure that institutions are operating in a safe and sound manner. Responsible for preparing and presenting internal communications with Boards of Directors and Senior Bank Management to foster positive change within the organization. Leads, or participates in examinations, of financial institutions’ AML/CFT programs and reviews/manages the work of assigned team members. Anti-Money Laundering Specialist certification preferred.
Mid-Career Level- Requires a bachelor’s degree and one to three years of relevant experience; or three to six years of relevant experience with a minimum of three years as a bank examiner, bank officer or employee, small loan company officer or employee, or other consumer finance officer or employee.
IT NonBank Examiner - Entry Level
Plays a crucial role in assessing the information technology systems and practices of nonbank financial institutions such as mortgage companies and money service businesses to ensure compliance with regulatory requirements and industry standards. You will analyze the effectiveness of IT controls, evaluate cybersecurity measures, and provide recommendations to enhance the security and resilience of systems of nonbank licensees.
Key Responsibilities:
- Conduct examinations of nonbank financial institutions' IT systems and practices.
- Evaluate the adequacy and effectiveness of IT governance, risk management, and internal controls.
- Assess cybersecurity policies, procedures, and controls to identify vulnerabilities and recommend improvements.
- Review IT infrastructure, including networks, servers, and databases, for compliance with regulatory requirements.
- Analyze data protection measures and ensure adherence to privacy laws and regulations.
- Prepare detailed reports documenting findings, observations, and recommendations for executive management, Boards of Directors and other regulatory authorities.
- Collaborate with other examiners and stakeholders to share knowledge and best practices.
- Stay informed about emerging IT risks, cybersecurity threats, and regulatory developments affecting nonbank financial institutions.
Qualifications:
- Bachelor’s degree in Information Technology, Computer Science, Finance, or a related field.
- Relevant certifications such as Certified Information Systems Auditor (CISA), Certified Information Security Manager (CISM), or Certified Information Systems Security Professional (CISSP) preferred.
- Previous experience in information security, or the regulatory compliance sector preferred.
- Strong understanding of IT governance frameworks, risk management practices, and regulatory requirements (e.g., FFIEC, NIST Cybersecurity Framework).
- Excellent analytical skills and attention to detail.
- Effective written and verbal communication skills, with the ability to convey complex technical information clearly and concisely.
- Ability to work independently and collaboratively in a team environment.
- Proficiency in using IT auditing tools and software applications.
- Conduct examinations of Consumer Finance institutions.
- Prepare detailed reports documenting findings, observations, and recommendations for executive management, Boards of Directors and other regulatory authorities.
- Collaborate with other examiners in joint exams with state and federal counterparts.
- Bachelor’s degree in Finance, Business Administration and Management or other related field (e.g. Economics, Accounting, etc.) with a minimum GPA of 3.0
- Bachelor’s degree in Finance, Business Administration and Management or other related field (e.g. Economics, Accounting, etc.) with a minimum GPA of 3.0
- Relevant experience as a consumer or mortgage examiner, a small loan company officer or employee, bank officer or employee, or other consumer finance officer or employee.
Knowledge of Microsoft Office 365 such as Word, Excel, and PowerPoint.
Successful employees in this position need to have excellent multitasking, organizational, and communication skills. Must prioritize work to meet deadlines and be an effective team player. Good computer skills.