Careers
MS Department of Banking and Consumer Finance is an equal opportunity employer.
Opportunities
Do you want to make a difference and challenge yourself? If yes, then you have come to the right place. We offer a comprehensive training program with growth and development opportunities to make your time with the Mississippi Department of Banking and Consumer Finance a career, not just a job.
We offer a competitive employee benefits package including:
Employee Benefits:
- Day 1 Insurance
- Health Insurance
- Prescription Insurance
- Life Insurance
- Flexible Spending Account
- Optional Supplemental Insurance (Vision, Dental, etc.)
Paid Leave and Holidays
- Personal and Sick Leave (New state employees accrue approximately 18 personal days and 12 sick days annually.)
- 10 Legal Holidays and any other day proclaimed as a holiday by the Governor or President of the United States
- 15 Days of Paid Military Leave
Retirement
- Defined Benefit Retirement Plan (PERS)
- Deferred Compensation
Other Benefits
- Flexible Work Schedule
- Career Development & Training
- Promotional Opportunities
- Wellness Benefits
- State Employee Discount Program
- Additional Agency-Specific Benefits
All potential candidates must currently reside in or be willing to relocate to the State of Mississippi. Overnight travel during the week is required for all examiner positions.
IT NonBank Examiner - Mid Career
(non-remote position)
Salary Range: $56,345.82 - $76,912.05
Plays a crucial role in assessing the information technology systems and practices of nonbank financial institutions such as mortgage companies and money service businesses to ensure compliance with regulatory requirements and industry standards. You will analyze the effectiveness of IT controls, evaluate cybersecurity measures, and provide recommendations to enhance the security and resilience of systems of nonbank licensees.
Key Responsibilities:
- Conduct examinations of nonbank financial institutions' IT systems and practices.
- Evaluate the adequacy and effectiveness of IT governance, risk management, and internal controls.
- Assess cybersecurity policies, procedures, and controls to identify vulnerabilities and recommend improvements.
- Review IT infrastructure, including networks, servers, and databases, for compliance with regulatory requirements.
- Analyze data protection measures and ensure adherence to privacy laws and regulations.
- Prepare detailed reports documenting findings, observations, and recommendations for executive management, Boards of Directors and other regulatory authorities.
- Collaborate with other examiners and stakeholders to share knowledge and best practices.
- Stay informed about emerging IT risks, cybersecurity threats, and regulatory developments affecting nonbank financial institutions.
Qualifications:
This position requires the candidate to reside in the Jackson, MS Metro Area
- Bachelor’s degree in Information Technology, Computer Science, Finance, or a related field.
- Relevant certifications such as Certified Information Systems Auditor (CISA), Certified Information Security Manager (CISM), or Certified Information Systems Security Professional (CISSP) preferred.
- Previous experience in information security, or the regulatory compliance sector preferred.
- Strong understanding of IT governance frameworks, risk management practices, and regulatory requirements (e.g., FFIEC, NIST Cybersecurity Framework).
- Excellent analytical skills and attention to detail.
- Effective written and verbal communication skills, with the ability to convey complex technical information clearly and concisely.
- Ability to work independently and collaboratively in a team environment.
- Proficiency in using IT auditing tools and software applications.
Mortgage Examiner I
(non-remote position)
Salary Range: $45,864.00 - $54,000.00
This is an entry-level position accountable for conducting regulatory compliance examinations of mortgage lender and mortgage broker licensees regulated by the Department.
Key Responsibilities
- Review of the licensee’s compliance with laws and regulations through analysis of various reports and loan file reviews, evaluation of financial performance, and drafting and issuance of written findings and recommendations through the use of formal reports of examination.
- Plan and direct examinations to include both individual assignments as well as team examinations. May also perform joint examinations with examiners from other states.
- Exercise independent judgment and make recommendations through both verbal and written communication to the supervised institutions. Recommendations include possible issuance of supervisory and enforcement actions against institutions for compliance violations to preserve regulatory practices and principles.
- Contact senior executive officers of financial institutions to formally discuss examination findings.
Qualifications
Position requires residence in the Jackson, MS metro area.
- Requires a bachelor’s degree and 0-3 years’ experience.
- Preferred relevant experience as a mortgage examiner, mortgage loan originator, bank officer or employee, small loan company officer or employee, or other consumer finance officer or employee.
- Computer literacy and proficiency in Microsoft applications are required.
Admin Support Assistant IV
(non-remote position)
Salary Range: $37,361.77 - $39,759.40
This is advanced-level vocational work that involves performing a variety of complex administrative duties in developing and implementing Banking Division programs. The work involves responsibility for analyzing administrative issues and requires independent judgment in interpreting, and applying statutes, regulations, and policies.
Key Responsibilities
- Conduct administrative operations of the department.
- Serve as liaison and representative of the department to outside public and private organizations and the general public.
- Prepares and processes reports, legal documents, and other departmental paperwork.
Qualifications
Position requires residence in the Jackson, MS metro area.
- Requires a high school diploma or equivalent and 3-5 years’ experience.
Admin Support Assistant III (Nonbank Licensing Specialist)
(non-remote position)
Salary Range: $33,456.00 - $35,743.34
Third level in vocational Administrative Support work. This position performs a variety of clerical, printing, and mail-related tasks in support of a work unit. Employees at this level are required to have knowledge of the procedures and processes applicable to the performance of their work and to organize their work on a daily or weekly basis, exercising independence and judgment greater than that of lower-level positions. May provide work direction to lower-level positions.
Key Responsibilities
- Review license applications to determine the applicant’s qualification for licensure.
- Function at an intermediate level in the Nationwide Multi-state Licensing System (NMLS).
- Manage email and phone inquiries regarding license items; deficiencies; and inquiries regarding state statutes as they relate to licensing requirements; and NMLS.
- Annual license renewal processing.
Qualifications
Position requires residence in the Jackson, MS metro area.
- Requires a high school diploma or equivalent and 2-4 years’ experience.
Trust Examiner
(non-remote position)
Salary Range: $45,864.00-$76,912.05
This is journey level work in conducting Trust examinations and other supervisory activities focused on Trust risks of Mississippi state-chartered institutions. Duties include analyzing examination data to determine and make conclusions in examination findings, ensuring that banks are in compliance with all Trust-related laws and regulations and identifying examination risks relative to Trust activities to ensure that institutions are operating in a safe and sound manner.
Key Responsibilities
- Responsible for preparing and presenting internal communications with Boards of Directors and Senior Bank Management to foster positive change within the organization.
- Leads, or participates, in examinations of financial institutions’ Trust programs.
- Reviews/manages the work of assigned team members.
- Anti-Money Laundering Specialist certification preferred.
Qualifications
All potential candidates must currently reside in or be willing to locate to the State of Mississippi. However, this position does allow the applicant the flexibility of living anywhere in the state. Overnight travel during the week is required for all examiner positions.
- Requires a bachelor’s degree and 0-5 years of relevant experience; or three to six years of relevant experience with a minimum of three years as a bank examiner, bank officer or employee, small loan company officer or employee, or other consumer finance officer or employee.
AML/CFT Examiner
(non-remote position)
Salary Range: $45,864.00-$76,912.05
This is journey level work in conducting AML/CFT examinations and other supervisory activities focused on AML/CFT risks of Mississippi state-charted institutions. Duties include responsibility for analyzing examination data to determine and make conclusions in examination findings. Needs to be, or willing to become, fluent in AML/CFT related laws and regulations and able to clearly identify examination risks relative to AML/CFT activities to ensure that institutions are operating in a safe and sound manner.
Key Responsibilities
- Responsible for preparing and presenting internal communications with Boards of Directors and Senior Bank Management to foster positive change within the organization.
- Leads, or participates, in examinations of financial institutions’ AML/CFT programs.
- Reviews/manages the work of assigned team members.
- Anti-Money Laundering Specialist certification preferred.
Qualifications
All potential candidates must currently reside in or be willing to locate to the State of Mississippi. However, this position does allow the applicant the flexibility of living anywhere in the state. Overnight travel during the week is required for all examiner positions.
- Requires a bachelor’s degree and 0-5 years of relevant experience; or three to six years of relevant experience with a minimum of three years as a bank examiner, bank officer or employee, small loan company officer or employee, or other consumer finance officer or employee.